No Social Security Benefits in December: What You Need to Know

On the first business day of each month, Social Security beneficiaries receive a single check from the Social Security Administration (SSA). Next November will be a little different. Next month, beneficiaries can expect three separate payments from the SSA; However, no additional security income will be paid for December. Read more to learn more about how this change will affect you!

Two Social Security checks in November, none in December

Due to a scheduling issue, Social Security beneficiaries will receive two Supplemental Security Income (SSI) payments on November 1 in addition to their monthly Social Security check. The SSA will not be making SSI payments in December.

SSI is a program administered by the SSA. The program offers benefits for people with a limited income and resources who are blind, 65 years of age or older, or have a qualifying disability.

SSI payments are typically released on the first business day of each month. This year, December 1 falls on a Sunday, so beneficiaries can expect their December SSI payment Friday November 29.

While an additional monthly payment may initially sound attractive, this difference in scheduling can impact SSI grantees’ budgets and SSI Distribution Calendar for 2025 shows similarly strange scheduling trends.

The November scheduled payment irregularity was noticed earlier this year when SS beneficiaries received two SSI checks in August but none in September.

No Social Security checks in September

As with the December SSI distribution, September 1 fell on a Sunday, so the following month’s SSI payments were sent on Friday, August 30.

This change in the usual payment schedule affected the estimate 7.5 million people receiving SSI benefits compensation from the SSA accepted.

Increase in social security before 2025

On Thursday, October 10, the SSA announced several changes in social security in 2025.

The first of these changes is a 2.5% cost of living adjustment (COLA). This 2025 Social Security increase will result in an estimated additional increase of $50 per month in January of next year.

Despite the generally good news of an upcoming wage increase, the 2025 Social Security increase is noticeably smaller than the average 2.6% COLA increase that the SSA has offered over the past decade.

The second change the SSA has announced for 2025 is the increased Social Security tax on high-income workers.

Next year, the “taxable cap” – the maximum amount of income subject to Social Security taxes – will increase by $7,500 starting in 2024.

The planned increase in a taxable maximum from $176,100 to $168,600 is a result of inflation and wage growth.

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