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Kfz-Versicherung: Tips for a more favorable police force – Mobilität

Vaseline3 weeks ago

0 3 minutes read

Kfz-Versicherung: Tips for a more favorable police force – Mobilität

Everything is possible – a binse. It is often a leader who has many Kfz Versicherungen. This is often done by Sparpotenzial. These Tipps can make money.

Hamburg/Berlin (dpa/tmn) – The Kfz version is set once in the Prüfstand – it can be a machine. Often more than a hundred euros are saved. Man can use the best police with other boats and perform a variant with the gleichen leistungen. Do this with the best hens Kfz-Versicherung gibt is often Sparpotenzial. 10 Tips that could bring you money:

Tip 1: Connect the Teilkaskoschutz protection

As one of the costs you save, a man can save more money, because the often full-fledged protection of costs is not a shame or one of the solutions is in a safe way. “Here is a better understanding, but also a better Schadenfreiheitsclass cann the Vollkasko-favourable signal as the Teilkasoversicherung,” says Julia Alice Böhne vom Bund der Versicherten.

Tip 2: Adjust kilometer travel

Beim Abschluss eine Kfz-Versicherung müssen Autofahrerinnen und Autofahrer angeben, wie vele Kilometer sie in jaar Fahren. If the odometer is 12,500 kilometers long, the odometer now starts with 7,000 kilometers of delay, but most of those die and the distance can weld.

“So the costs for the Kfz police can be a breakthrough of 14 percent,” says Hermann-Josef Tenhagen, chef of the Verbraucherportal “Finanztip”. Covering the mileage is often a matter of driving for the active years, a new display of the speed is no longer absent.

Tip 3: Selbstbeteiligung erhöhen

If you want something, self-determination can be high. “Although it is eighth, the amount of gewählten self-determination is one of the damages that is not financially covered,” says Julia Alice Böhne. Empfehlenswert is a choice of 150 to 300 euros in the greenhouse and 300 to 1,000 euros in full coverage.

Tip 4: Garagenrabatt nutzen

Wird das Auto inzwischen – otherwise as Abschluss der Kfz-Versicherung – parked in a Garage overnight? It is possible that there is a difference in a rebate. If you spend the new night purchasing a spare wheel, so Böhne. Der Rabatt, der bei fünf Prozent lie kann, gilded voor Einzel-, Doppel-, Sammel- en Tiefgaragen. If the Pkw is not installed in a carport, this could be a problem with a Rabatt rights.

Tip 5: Fahrerkreis verringern

How is it possible to have your own car and not incur more costs? He is positive about Eltern’s Kfz-provision policy with: “That brings an Ersparnis bis zu durchschnittlich 48 Prozent,” said Hermann-Josef Tenhagen.

Tip 6: Vereinbaren Werkstattbindung

Much more varied beets Rabatte bei Vereinbarung een werkstattbindung an – häufig um die 20 Prozent. If you buy a car that causes damage in one of the vehicle repairs, repair your welding work. Offers: Is the car leased, credit financed or a new car, is Vorsicht boats. “It is possible that one is given credit for the lease agreement, which means that the car is in good repair and repair work,” said Julia Böhne.

Tip 7: Prepare fresh produce

“Vorteil ist, de Beitrag für die Autoversicherung einmal im Jahr zu bezahlen”, says Hermann-Josef Tenhagen. If the Zahlweise of the monatlich pronounces in the last place, the “finanztip”, this is eight percent to the police.

Tip 8: Preisnachlass bei more Versicherungen

If there is a new variant, a discount can be applied, if there is another variant – and a Kfz version – abschließt.

Tip 9: Save with the Bahncard

If you are a versicherer at the Kfz-Versicherung of a Rabatt, when a Versicherungsnehmer has a BahnCard. The award ceremony can give Tenhagen its second advantage. Damit wollen Anbieter Autofahrer belohnen, die aus Klimaschutzgründen ihr Fahrzeug auch stehenlassen and on the Bahn umsteigen.

Tip 10: Personal knowledge

Mitunter kommt vor, de Versicherer a preiserhöhung at the Kfz-Versicherung first schicken at the end of November a year – offenbar in the Erwartung, the versicherungsnehmer or the Versicherungsnehmerin dies later. Aber: «In a single case you have to be careful with your own knowledge of the law», so Tenhagen.

Welche Affected Lauern

First a new delay in abschließen: The best ones delay the first experts, wenn a new abschlossen wurde – “dammit a luckenloser Versicherungsschutz gewährleistet ist”, so Tenhagen.
Bedingungen vergleichen: Vor einem poglichen Wechsel unbedingt de Bedingungen vergleichen. The variety of Leistungen increases as the height of the Prämie. “The best Kfz version is now no longer necessary if there is a damage to the residual costs,” says Julia Böhne.
Checking the return tables: before choosing a plant species, click in the return tables. “Here you can have a completely different experience,” says Böhne.
It is all relevant if the insurance is a damage case. It is important to note that there will be a change in the liability for damages, even if a person is prepared to be new to the offer. Op een Wechsel zum 1. Januar, the Korrekturen der Schadenfreiheitsklasse often only follows in the first quarters of the years.

If you cause a claim due to a short period of claim freedom rebates, this will often happen first and result in a higher price. It may also be that the expensive Prämie is also not considered teurer-herausstellen.

Vaseline3 weeks ago

0 3 minutes read

Vaseline

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