Auto-Versicherung zu teuer? The 10 best tips for saving!

The costs for the car renewal will be included in the entire package at the Spa on the Rekordhöhe. Fast ein Viertel (24 Prozent) is a new story in Vergleich zum Vorjahr, errechnete das Verbraucherportal Verivox. It is the duration of all the works of art of the autoversicherung: Haftpflicht anyway Teil- und Vollkasko. Grund für de Preisexplosion sind höhere Ersatzteilpreise und Werkstattkosten. It is also nice to put the Kfz version on the Prüfstand. Often more than a hundred euros are saved. Here are 10 tips for saving:

Tip 1: Connect the Teilkaskoschutz protection

As one of the costs you save, a man can save more money, because the often full-fledged protection of costs is not a shame or one of the solutions is in a safe way. “Here aber Vorsicht has been botted, then bei better Schadenfreiheitsklasse cann the Vollkasko-günstiger signal as the Teilkaskoversicherung,” says Julia Alice Böhne of the Bund der Versicherten.

Tip 2: Adjust kilometer travel

Beim Abschluss eine Kfz-Versicherung müssen Autofahrerinnen und Autofahrer angeben, wie vele Kilometer sie in jaar Fahren. If the odometer is 12,500 kilometers long, the odometer now starts with a 7,000 kilometer delay, so the versicherer dies with the length and height of the row. “So the costs for the Kfz police can last 14 days,” says Hermann-Josef Tenhagen, chef of Verbraucherportal Finanztip. Covering the mileage is often a matter of driving for the active years, a new display of the speed is no longer absent.

Tip 3: Selbstbeteiligung erhöhen

If you want something, self-determination can be high. “It is a challenge not to finance the level of gewählten self-determination in damages eight years ago,” says Julia Alice Böhne. Empfehlenswert is a choice of 150 to 300 euros in the cash and 300 to 1000 euros in the full cash reversion.

Tip 4: Garagenrabatt nutzen

Wird das Auto inzwischen – otherwise as Abschluss der Kfz-Versicherung – parked in a Garage overnight? It is possible that there is a difference in a rebate. If you spend the new night purchasing a spare wheel, so Böhne. Der Rabatt, der bei fünf Prozent lie kann, gilded voor Einzel-, Doppel-, Sammel- en Tiefgaragen. If the Pkw is not installed in a carport, this could be a problem with a Rabatt rights.

Tip 5: Fahrerkreis verringern

How is it possible to have your own car and not incur more costs? This is positive on the Kfz-Versicherungsbeitrag der Eltern with: “It brings an Ersparnis bis zu durchschnittlich 48 Prozent,” said Hermann-Josef Tenhagen.

It is not possible to make a repair. The costs you incur are the prices of the Kfz versions in the high range.Arnulf Stoffel/dpa

Tip 6: Vereinbaren Werkstattbindung

Much more varied beets Rabatte bei Vereinbarung een werkstattbindung an – häufig um die 20 Prozent. If you buy a car that causes damage in one of the vehicle repairs, repair your welding work. Offers: If the car is leased, financed or a new car, Vorsicht is available. “It is possible that one is given the creditor’s lease payment, which means that the auto repairer is responsible for repairing the work in progress,” says Julia Böhne.

Tip 7: Prepare fresh produce

“Vorteil ist, de Beitrag für die Autoversicherung einmal im Jahr zu bezahlen,” said Hermann-Josef Tenhagen. If the Zahlweise of the monatlich comes first, the Finanztip starts with eight prozent at the police.

Tip 8: Preisnachlass bei more Versicherungen

If there is a new variant, a discount can be applied, if there is another variant – and a Kfz version – abschließt.

Tip 9: Save with the Bahncard

If you are a versicherer at the Kfz-Versicherung of a Rabatt, when a Versicherungsnehmer has a BahnCard. The award ceremony can give Tenhagen its second advantage. Damit wollen Anbieter Autofahrer belohnen, die aus Klimaschutzgründen ihr Fahrzeug auch stehenlassen and on the Bahn umsteigen.

Tip 10: Personal knowledge

Mitunter kommt vor, de Versicherer a Preiserhöhung at the Kfz-Versicherung first schicken at the end of November a year – offenbar in the Erwartung, the Versicherungsnehmer or the Versicherungsnehmerin dies later. Aber: „In a single case, we have to be careful with a special knowledge law“, so Tenhagen. The best-selling products are autofahrer after the first time a new one was released – “dammit a luckless Versicherungsschutz gewährleistet ist”, so Tenhagen.

If you have a problem, you can no longer use the bed. The variety of the leistungen increases as the height of the Prämie. “The best Kfz provision is now no longer necessary if a man suffers damage to the residual costs,” says Julia Böhne. ■